How To Check LIC Policy Status? 5 Alternate Ways

One of the simplest ways how to check LIC policy status is by registering for an online account on the LIC website.

1. Visit the official LIC website at www.licindia.in.
2. Navigate to the “New User” option and click on it.
3. Enter the required details, such as your policy number, birth date, and mobile number.
4. Choose a User ID and Password. Ensure that the password is strong enough.
5. After registering, log in to your account using your User ID and Password.
6. Once logged in, you can add multiple policies and check the status of each by clicking on the specific policy number.

By registering, you not only learn how to check LIC policy status but also avail of other services like paying premiums online, viewing policy schedules, and updating profile information.

In scenarios where internet access is not available, knowing how to check LIC policy status through SMS is highly advantageous.

1. To check the policy status, send an SMS to 56767877 or 9222492224.
2. Type ‘LICPOLICY’ followed by a space and then your policy number.
3. You will receive an SMS with the status of your policy.

This method is straightforward and handy, especially for those who are not adept at using the internet.

Another alternative how to check LIC policy status is through the LIC helpline.

1. Dial 1251 if you are calling from a BSNL/MTNL number. For other operators, check the LIC website for the helpline number in your city.
2. Follow the IVR instructions.
3. Select the option for policy inquiries.
4. Enter your policy number.
5. The automated voice will provide you with the status of your policy.

Nowadays, there’s an app for everything! LIC has also embraced technology by offering mobile apps as a solution how to check LIC policy status.

Download the LIC customer app from Google Play Store or Apple App Store.

Register using your policy number and other required details.

Log in using your credentials.

Navigate to ‘Policy Status’.

Select your policy number to check its status.

For individuals who prefer face-to-face interactions, the traditional method of visiting the nearest LIC branch remains an option.

1. Locate the nearest LIC branch.
2. Visit the branch with your policy document and a government-issued ID.
3. Ask the customer service representative how to check the LIC policy status.
4. Provide them with the required details.
5. The representative will update you with the status of your policy.

Sending an email inquiry is yet another alternative to how to check LIC policy status.

1. Compose an email from your registered email ID.
2. Include your policy number and mention that you wish to inquire about its status.
3. Send the email to [email protected].
4. You should receive a response within a few business days with the required information.

Staying updated on your LIC policy status is essential for several reasons:

• Policy Renewal: By regularly checking the policy status, you can be well-informed about the renewal date and ensure timely premium payments.
• Claim Settlement: In the case of maturity or death claims, knowing the policy status helps in understanding whether the policy is active and eligible for claims.
• Loan Against Policy: When planning to avail of a loan against your policy, knowing the policy status gives you insights into the surrender value and the amount you can avail of as a loan.
• Updating Personal Information: Checking the policy status allows you to verify and update personal information such as address and nominee details.
• Financial Planning: Having a clear idea of the policy status aids in financial planning, as it provides you with information on accrued bonuses and expected maturity amounts.

• Timely Premium Payments: Always ensure that premiums are paid within the stipulated period.
• Keep Personal Information Updated: Any changes in your address or contact information should be updated with LIC to ensure you receive all communications.
• Nominee Details: Regularly check and update nominee details for hassle-free settlement in unforeseen circumstances.
• Document Safekeeping: Keep your policy document and related papers in a safe place and maintain digital copies as well.

Understanding how to check LIC policy status is a valuable skill for any policyholder. In this technologically advanced age, LIC offers multiple platforms for checking the policy status, including the LIC website, SMS, helpline calls, mobile apps, email inquiries, and traditional branch visits. The ease and availability of these platforms ensure that you can efficiently keep track of your LIC policy.

Remember, being vigilant about your policy status not only ensures that your policy is on the right track but also paves the way for financial security. Armed with the knowledge from this guide, you can now easily understand how to check LIC policy status and effectively manage your policies for a secured financial future.

Stay informed, and stay secure!