How To Check LIC Policy Status? 5 Alternate Ways

Written by: Kaushik Jethva

Last Updated: June 23, 2023

lic official website opened on a smartphone on a desk
LIC official website opened on a smartphone on a desk

When it comes to securing our financial future, Life Insurance Corporation (LIC) policies are the go-to option for many Indians. However, being able to stay updated on the status of these policies is crucial. In this guide, we are going to deep-dive into the various methods on how to check LIC policy status.

Life Insurance Corporation of India, commonly known as LIC, is one of the most trusted and prominent life insurance companies in the country. Knowing how to check LIC policy status is essential for policyholders. The status of your LIC policy contains critical information such as policy value, accrued bonuses, the next premium due date, and more. By regularly checking the status, you can ensure that your policy is kept current and reaps the intended benefits.

1 Register for an Online Account

One of the simplest ways how to check LIC policy status is by registering for an online account on the LIC website.

Step-by-step Procedure

new user registration on lic portal
New User Registration on LIC portal
  1. Visit the official LIC website at www.licindia.in.
  2. Navigate to the “New User” option and click on it.
  3. Enter the required details, such as your policy number, birth date, and mobile number.
  4. Choose a User ID and Password. Ensure that the password is strong enough.
  5. After registering, log in to your account using your User ID and Password.
  6. Once logged in, you can add multiple policies and check the status of each by clicking on the specific policy number.

By registering, you not only learn how to check LIC policy status but also avail of other services like paying premiums online, viewing policy schedules, and updating profile information.

2 Checking LIC Policy Status Through SMS

In scenarios where internet access is not available, knowing how to check LIC policy status through SMS is highly advantageous.

Step-by-step Procedure

  1. To check the policy status, send an SMS to 56767877 or 9222492224.
  2. Type ‘LICPOLICY’ followed by a space and then your policy number.
  3. You will receive an SMS with the status of your policy.

This method is straightforward and handy, especially for those who are not adept at using the internet.

3 Checking LIC Policy Status Through Call

Another alternative how to check LIC policy status is through the LIC helpline.

Step-by-step Procedure

  1. Dial 1251 if you are calling from a BSNL/MTNL number. For other operators, check the LIC website for the helpline number in your city.
  2. Follow the IVR instructions.
  3. Select the option for policy inquiries.
  4. Enter your policy number.
  5. The automated voice will provide you with the status of your policy.

4 LIC Mobile Apps

Nowadays, there’s an app for everything! LIC has also embraced technology by offering mobile apps as a solution how to check LIC policy status.

Step-by-step Procedure

Download the LIC customer app from Google Play Store or Apple App Store.

Register using your policy number and other required details.

Log in using your credentials.

Navigate to ‘Policy Status’.

Select your policy number to check its status.

5 Visiting LIC Branch

For individuals who prefer face-to-face interactions, the traditional method of visiting the nearest LIC branch remains an option.

Step-by-step Procedure

  1. Locate the nearest LIC branch.
  2. Visit the branch with your policy document and a government-issued ID.
  3. Ask the customer service representative how to check the LIC policy status.
  4. Provide them with the required details.
  5. The representative will update you with the status of your policy.

6 Email Inquiry

Sending an email inquiry is yet another alternative to how to check LIC policy status.

Step-by-step Procedure

  1. Compose an email from your registered email ID.
  2. Include your policy number and mention that you wish to inquire about its status.
  3. Send the email to [email protected].
  4. You should receive a response within a few business days with the required information.

7 Why is it Important to Know How to Check LIC Policy Status?

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LIC insurance policy papers documents forms and files

Staying updated on your LIC policy status is essential for several reasons:

  • Policy Renewal: By regularly checking the policy status, you can be well-informed about the renewal date and ensure timely premium payments.
  • Claim Settlement: In the case of maturity or death claims, knowing the policy status helps in understanding whether the policy is active and eligible for claims.
  • Loan Against Policy: When planning to avail of a loan against your policy, knowing the policy status gives you insights into the surrender value and the amount you can avail of as a loan.
  • Updating Personal Information: Checking the policy status allows you to verify and update personal information such as address and nominee details.
  • Financial Planning: Having a clear idea of the policy status aids in financial planning, as it provides you with information on accrued bonuses and expected maturity amounts.

8 Tips to Maintain a Healthy LIC Policy Status

  • Timely Premium Payments: Always ensure that premiums are paid within the stipulated period.
  • Keep Personal Information Updated: Any changes in your address or contact information should be updated with LIC to ensure you receive all communications.
  • Nominee Details: Regularly check and update nominee details for hassle-free settlement in unforeseen circumstances.
  • Document Safekeeping: Keep your policy document and related papers in a safe place and maintain digital copies as well.

9 Wrapping Up

Understanding how to check LIC policy status is a valuable skill for any policyholder. In this technologically advanced age, LIC offers multiple platforms for checking the policy status, including the LIC website, SMS, helpline calls, mobile apps, email inquiries, and traditional branch visits. The ease and availability of these platforms ensure that you can efficiently keep track of your LIC policy.

Remember, being vigilant about your policy status not only ensures that your policy is on the right track but also paves the way for financial security. Armed with the knowledge from this guide, you can now easily understand how to check LIC policy status and effectively manage your policies for a secured financial future.

Stay informed, and stay secure!

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About This Article

Kaushik Jethva
Written by: Kaushik Jethva author

This article has been viewed 581 times.

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Updated: June 23, 2023
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